Category Archives: Money and Bank

How To Make Money On Fiverr As You Wish

How To Make Money On Fiverr As You Wish

Discovering how to make money on Fiverr can be very exciting if you know the right step to take. Fiverr attracts thousands of users on daily basis. You can take the advantage of this to make lots of cash. There’s no limit to the amount you can make on the how to make money on Fiverrmarketplace. All you need is to be ready to succeed. You can discover how to make money on Fiverr if you remain very committed.

How to Make Money on Fiverr – Getting Started

To discover how to make money on Fiverr, you’ve got to start from the scratch. You must be a bona-fide member of the global market place before thinking of making money from it. You need to sign up freely and also have your account activated. You also need to render a service at the marketplace. You can join as a service provider or as a buyer. As a service provider, you must have something to sell. You can sell anything reasonable on the marketplace. In most cases, service providers use their talents to make money on Fiverr. You can work as a writer, web developer, graphic designer, and so on. All you need is tohow to make money on Fiverr create your gigs. You can start with $5 per gig. You can as well increase the price. The quality of your service determines how much you’ll set as your price. You’ll continue to learn how to make money on Fiverr if you keep researching.

How to Make Money on Fiverr – Be an Employer

You can discover how to make money on Fiverr as an employer. Fiverr has thousands of services providers on its network. You can register as an employer to use the services of the providers. You can get lots of tasks done by engaging the best providers. You have to spend time to search for the best providers. You can attract many of them by letting them know about your needs. You’ll continue to discover how to make money on Fiverr as you use the online marketplace.

To succeed in learning how to make money on Fiverr, you need to get yourself updated on regular basis. You have to update your gigs on the network. You also need to have a catchy profile. Remain diligent and set a schedule to succeed. You can move from one level to the other as you work hard on the marketplace.

Money Flows Like Water

Money Flows Like Water

Money is an uncountable noun. The best thing you can do is count units of money. And every nation has a different name for those units and they are valued relatively to a particular unit’s buying power at home and it’s buying power after conversion somewhere else. And this value is always changing. In other words, we all have a pretty good idea (at least we think we have a pretty good idea) of what money does, but the fact remains that money is completely relative to a extraordinarily complex set of factors, among those including political and economic ones. In a simple sense, diamonds are only valuable because they are rare, and gold (which used to be used as money) was like that as well. But now hardly anyone knows what exactly is determining the value of money- even the economists don’t know.

So how then is money like water? Because most of us have a very simplistic and narrow view of money, and in general, the more you have, the better. But money, like water, always has to go somewhere, doesn’t it? You can, I suppose, accumulate it and keep it, like a water reservoir, in a big bank account for future use. But water evaporates into thin air and so does money (through inflation or economic voodoo spells), so you either must then invest it and make money off your money (which is always risky in one way or another) or spend it ahead of inflation. In any case, if you’re not in the business of making more and more money, (if you’re on a fixed income) money can become a very difficult paradigm to figure out.

I don’t have to worry about that at the moment, though I do find that position enviable (well, a more or less fixed income- I’d like to deal in goods rather than work for cash). But right now my bankbook reads like a riverbed in an extreme environment of a monthly flash floods, immediately followed by a month long drought. Money flows in, I pay all the bills, and there’s nothing left to save. So the nation of me is very water poor.

Kinds Of Money Lenders

Kinds Of Money Lenders

There are different types of money lenders and this article deals with the different types of money lenders present in the market scenario. Some of the different types of money lenders are

Mortgage bankers
Mortgage brokers
Wholesale Lenders
Portfolio lenders
Direct Lenders
Correspondents
Banks and Savings & Loans
Credit Union

Mortgage Bankers

A mortgage banker is a lender that can originate loans which they can sell to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Thus a company who is capable of doing the above function is termed as a mortgage banker; however their size differs based on the different companies. Some mortgage bankers service the loans to the customers which they have originated while others do not. Most of the brokers have wholesale lending divisions. Some of the examples of mortgage bankers are Countrywide Home loans and Wells Fargo Mortgage. In this example one company is associated with a bank while the other is not. Many companies call themselves as mortgage bankers while some are really bankers but as far as the case of the others is considered it is mostly marketing.

Mortgage Brokers

Mortgage brokers are institutions who originate loans with the intention that they would give the amount to wholesale lending institutions. A broker has contacts or a set relationship with these wholesale lending institutions. Underwriting and the activity of funding takes place at the wholesale lender. They deal with the institutions that have wholesale loan department.

Wholesale Lenders

Many of the mortgage brokers and even the portfolio lenders act as wholesale lenders. They cater to the need of mortgage brokers for the origination of loan. There are some wholesale lenders that do not even possess their retail branches as they rely on mortgage brokers for the loans.

Portfolio lenders

An institution which lends own money and originates loans for itself is referred to as portfolio lender. Thus in this way they are lending their own portfolio of loans and they are not concerned about being able to sell them on the secondary market. Thus they need not abide by the rules of Fannie/Freddie guidelines and thus they can create their own rules for ascertaining the credit worthiness. Usually portfolio lenders are large banks. Only a particular part of their loan programs are portfolio products. Incase they are providing fixed rate of loans or government loans, and then they are definitely engaging in mortgage banking as well as portfolio lending.

Tips On How To Open A Bpi Bank Account

Tips On How To Open A Bpi Bank Account

Bank of the Philippine Islands (BPI) is one of the most established banks in the Philippines. Recently, it was awarded by Finance Asia, a prestigious finance publication and magazine in Asia and the Pacific as the best cash management bank in the Philippines. Finance Asia also recognized BPI as the best trade finance bank in the country.

BPI has two subsidiary banks – BPI Family Savings Bank and BPI Direct. BPI Bank deals primarily on corporate accounts like salary account of employees. BPI Family Savings Bank is focused on individual savings accounts or for individual person who may not be an employee. While BPI Direct serves primarily on mobile, telephone and online banking.

In opening a BPI bank account, you can adhere to procedures given below and ready all requirements before going to the bank. It will be fast and easy to open a new bank account when you bring all the needed requirements so do not forget to bring it all.

1. Make sure you have all the requirements for opening a new bank account like two valid ID, billing statements, two 1×1 photo ID, and money for initial deposit.

2. Select the branch you want to open a new account. Choose the branch near your work or house so that it will be very easy and convenient for you to go whenever problem arises regarding your bank account.

3. Upon entering the bank, proceed to New Account Desk. Tell the bank officer you want to open a savings account and then fill-up all forms that will be given to you.

4. Pass all the requirements, application forms and initial deposit for your new bank account. This is the minimum initial deposit for BPI, P3,000 and P10,000 for ATM and passbook account.

5. Get your passbook or ATM card which will be normally available after 4-5 banking days. When you get your ATM card, you can activate it at ATM machines.

When opening a new bank account, prepare first all requirements and ready the money for initial deposit for your new bank account. BPI is one of the best choice in applying for a new bank account. It has numerous branches around the country so it will not be a problem which branch to select.

Money In Your Wallet – Now! Proven Internet Marketing Methods

Money In Your Wallet – Now! Proven Internet Marketing Methods

Promoting your internet business can be done in hundreds of ways, some of which are more effective, some less so. Others can be total flops. But what matters at the end of the day is simply this: RESULTSRESULTS RESULTS. All your efforts should be geared to this one goal alone: Results that put money in your wallet. So what really works?

1. People just cannot resistFREE! Yes, FREE – people love it!

Imagine: You are out shopping for perfume. You pass the cheese counter. A gorgeous lady offers sample tastings of smelly, bluey Gorgonzola. You hate cheese, it gives you eczema. But you take some all the same maybe not to eat, but because it is free. Lesson: If it is free, people will take it. In your online business, send out free newsletters; offer a free trial period; free services; free information. Tease your potential customers, for example, with FREE PC reports or PC scans. After running these free services, alert the customer of problems (potential and existing) on their credit record or PC. Then show them what it is or repair the problem for a fee. This can be an effective way to get information to your potential customers, create sales or to generate traffic to your site.

2. Turn KNOWLEDGE into traffic to your site.

You are probably be an expert on your product/ business. Leverage this expertise by writing articles and publishing them in an ezine or an article information site. The most effective way is to give away your articles for FREE! In return, ask the publisher for authorization to include a byline. A byline is a very short summary of the author, his credentials and website. Your byline is a way to claim a visible place, a niche on the world wide web for you/your business. With time, readers will come to regard you as an expert in your area of specialization. The logical progress and outcome will be trust in you/your site as a source of credible information.

3. Click-Click-Click to riches

Some search engines allow the purchase of website rankings.This is an excellent, inexpensive and effective online marketing technique. With Pay-Per-Click programs, you choose keywords that are relevant to your site, and determine yourself the bid prices for each keyword/s. When surfers enter these words, your site will appear with other sites bidding the same words. Higher price bid words rank the site higher in the list. You are only billed for that click if the surfer chooses to view your site. Many Pay-Per-Click programs offer other benefits such as updated lists of commonly used keywords.

4. In the Real World, we liveOffLine. Advertise there too.

You business may be online, butremember that in the real world, everything else is offline. Utilise the myriad media advertising available: Newspapers, magazines, the radio, the television. Send out press releases to distribute your information to thousands of people across the country you live in.

What is the Difference Between a Credit Union and a Bank

What is the Difference Between a Credit Union and a Bank

Banks and credit unions seem very similar to most people. They both offer deposit accounts and various types of credit. They have many of the same services, telephone banking, online banking and ATMs; but there are some major differences between the two. If youre wondering where to turn for your next personal loan or arent sure where to open a savings account consider the following differences between a credit union and a bank.

Credit Unions

A Credit Union is a member-owned not-for-profit financial cooperative governed by a Board of Directors elected by the credit unions members. The members of a credit union usually have something in common, such as living in the same geographical region or belonging to the same organization.

Credit Unions offer everything from checking and savings accounts to small business loans, car loans, mortgages, personal loans, and more. A credit unions main focus, however, is on savings and it will usually offer higher interest on savings products than a bank. A credit unions not-for-profit status means that any income it earns is given back to its members, usually via lower interest rates and fees.

Banks

A bank is a stockholder-owned financial institution. Its main goal is to make its investors money and it does so by investing its customers money or lending it to other customers. When you make a deposit at the bank you are essentially loaning money to it. The bank pays you back in interest for that loan but the rates vary depending on the bank (consider that 0.05% youre now making on a savings account you opened several years ago when interest rates were much higher).

Banks also make their money in fees (ATM fees, overdraft fees, late payment fees, etc.). Banks carry the same products as credit unions, deposit accounts, IRAs, credit cards, and so on, but unlike a credit union, a banks products are FDIC insured. (Credit unions are insured by the National Credit Union Administration (NCUA) so funds are still guaranteed should the credit union fail).

While it may seem that banks and credit unions both offer the same products and the only difference is in who owns them, credit unions lead the way when it comes to service. Surveys of bank customers and credit union members consistently show a higher rate of satisfaction among credit union members. And while banks are often able to provide more convenience, in that they typically offer more branch locations, customer satisfaction is not as high.

Bank Recruitment by IBPS CWE

Bank Recruitment by IBPS CWE

Banking sector is growing fast and flourishing with every passing year. It recruits many individuals every year for various posts. However, since it is a highly coveted career option, the recruitment process is very tough and the selection rate is very low. This makes it a stiff competition for the candidates appearing for the exams. However, it is a hectic procedure for the respective bank as well. It is very difficult to recruit the most capable candidate out of the thousands who appear for the exam every year. However, they cannot compromise on this, as banking sector requires a strong team of loyal and hardworking individuals who take care of the monetary matters of the citizens of our country. it is also a tough job to conduct exams every year for thousands of candidates. However, IBPS is a solution to this problem faced by most public sector banks. It is an autonomous body that recruits individuals for various posts in public sector banks of India. This year, for the first time it is conducting CWE (common written exams) to recruit candidates for the post of Bank PO. IBPS uses the latest technologies to recruit the most capable candidates. It is built up a strong faculty of professionals who are trained in various fields like, psychology, marketing sector, banking industry etc. It has various offices spread throughout the country, which conduct exams every year for various posts in public sector banks. The establishment of IBPS has been a blessing for many public sector banks who have successfully recruited many capable individuals based on the exams conducted by IBPS. Its efficient team of employees and latest technologically advanced machines allow quick printing of question papers and unbiased checking. It also conducts training programmes for its clients so they realize their potential and choose the post accordingly. Common written exams (CWE) is another effort by IBPS to recruit candidates easily for the 19 public sector banks connected with it. It will be like bank exams, but all the candidates would be given the same question paper. After clearing the exam, they will get a score card. If a vacancy arises in any of the 19 banks involved, the candidate can directly reach the interview level with the help of the score card.

Thus, IBPS has taken the responsibility of bank recruitment for various public sector banks. Its new endeavour to commence a href=””>CWE for the post of bank po has been appreciated by many. It will follow an unbiased procedure to recruit capable indviduals.

Download list of , bank exm question parer , a href=””>CWE and tips for on jagranjosh.com

How To Make Money Online Answering Questions On Mahalo

How To Make Money Online Answering Questions On Mahalo

Mahalo Answers is a human powered search engine like Yahoo Answers where people are not only able to ask and reply to the questions but also are able to make money online for their answers. And the amount of money is decided by the person who actually asks the questions. It is up to him whether he wants to make it free or paid one. Minimum amount of money for a paid question is one Mahalo dollar and there is no maximum limit for a paid question.

Here is the steps one need to follow to make money online with Mahalo community:

1.To start making money online with Mahalo answers community, create an account on Mahalo today and once your account is activated, login to your Mahalo account.

2.Now start looking for those questions that are offering a tip for the best answer. You can find all questions that are offering a tip under Offering Tip just after Open Questions link when you are logged into your account. When you click on the Offering Tip link, you will see different Mahalo dollar amounts that will be paid to the best answer.

3.If you know the answer of a question, try to give your best to answer that question. You should include helpful videos, links or images if you know of any, in your answer to better explain your answers.

4.If you have taken your answer from a website, dont forget to mention that website in the source box section. If you like you can receive all new answers to that question on your email that you have answered for.

5.We will receive an email from Mahalo if any of our answer is selected as the best answer and the tip amount will be added to our Mahalo account. Right now each Mahalo dollar is equivalent to 0.75 dollar when we are paid via paypal. And once we have 40 Mahalo dollars into our account, we can request for the money to be transferred into our paypal account which will be $30 US dollars. They transfer the full balance or the portion of balance we chose on the 15th of following month. This is how we can make money online with Mahalo Answers community. No doubt, Mahalo is not a get rich scheme. But we are able to make some extra dollars whole answering questions on Mahalo everyday.

How To Make Money With Facebook Page – Simple Process Revealed!

How To Make Money With Facebook Page – Simple Process Revealed!

There are many ways for your to earn money online. Earning a decent living online is no longer a dream. Some even leverage on social media to earn decent income online. Do you want to know how to make money with Facebook page (also known as Fanpage)?

Read on and I will reveal to you the simple step-by-step process for you on how to make money with Facebook page.

First, create your Fanpage

Creating a Fanpage is the first thing you need to do. If you don’t know how to create a Fanpage, just google for the solution or alternatively you could outsource this and let someone else to create a Fanpage for you. But it is not right to just simply create any Fanpage. To make money with Facebook page, you need to make sure that the Fanpage which you are creating will make you money.

Now, the tricky question is how to ensure that the Fanpage you are creating will make you money?

The answer is very simple. Fanpages that will make you money are those with a “passionate” (or “motivated”) group of fans. When people are “passionate”, they will be more proactive in sharing and spending time on the Fanpage.

Examples of a “passionate” group of people are the niches of tattoo, weight loss, games, niche music, etc.

Second, get a CPA offer

Now, the key to the question on how to make money with Facebook really depends on how well you monetize your Fanpage.

The easiest way to do this is by finding a right click-per-action (CPA) offer and a group of fans who are willing to complete the CPA offer for you.

You can find plenty of CPA offers on clickbank.com. Choose one with a powerful landing page and provide you with useful and sufficient promotional tools.

Insert the CPA offers link on your Fanpage. When your fans click on the offer and if they are a real “passionate” group, chances are high that they’ll complete the CPA offer that you have.

Third, get traffic to your Fanpage

To make money with Facebook page, you need to have “fans” for your Fanpage. There are many ways to promote a Fanpage. You can talk about it in forums, twit about in using tweeter, or promote it among your friends on Facebook.

Or you can try the traditional marketing method known as article marketing. The ultimate answer to the question of “how to make money with Facebook” lies in having traffic and a group of “passionate” fans. Article marketing would be able to get you the right fans who are genuinely interested in what you have to offer on your Fanpage and CPA offers.

There you go, the 3 simple steps on how to make money with Facebook page. You might realize by now that it is not difficult for you to make money with Facebook page. Why not give it a try now?

Understanding Bank Identity Theft

Understanding Bank Identity Theft

Whether you have a hundred dollars in the bank or a thousand dollars in the bank, there is nothing worse then an identity scam that drains your bank account of its funds. Bank identity theft is nothing new in crime but the trend seems to be growing at an alarming rate. Sadly, not too many people know how to protect themselves from bank identity theft and that could be why so many people are being taken advantage of.

Maybe if more people were to understand how to protect themselves, less people would be missing money out of their bank accounts. Something so simple such as allowing your computer to remember your online banking password is enough for bank identity theft to take place. It is never a good idea to let your computer remember or store any of your passwords because your computer always has a chance of being hacked into. .

If that happens, the first thing they are going to try to do is bank identity theft since that is the fastest way to your money. If you have trouble remembering your passwords simply write them down and store them in a safe place.

Other Things to Remember

A lot of people are able to get away with bank identity theft by taking a little amount of money at a time over a long period of time. If you are one of those people who have a hard time trying to remember to balance your checkbook, you may not find it odd that you are missing ten dollars here or twenty dollars there. By being proactive and logging all of your banking activities, you will have a much better chance at noticing a problem taking place.

Then, if you notice something odd, you can contact your bank and they can put a freeze on your account so it cannot be broken into any longer. Never leave your checkbook or debit card lying around because that gives people the chance to write down or copy your banking numbers. With the wonderful world of the Internet, a thief does not need to actual card or check to purchase things online.

All they need are the numbers for bank identity theft to work in their favor. Before you know it you will be completely out of money and they will all sorts of new things thanks to your lack of bank identity theft knowledge. So be careful and be proactive so that you never have to face such a situation in your life.

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